Approved Appraisals

San Diego Residential Appraisals for Divorce, Bankruptcy, Trust & Date of Death, and Pre-Listing & FSBO

 

Bankruptcy Appraisals in San Diego County

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If you're filing for bankruptcy — or represent a client who is — a professional real estate appraisal is often required to establish the property's fair market value. Chapter 7 and Chapter 13 filings both depend on an accurate valuation to determine available equity and what's protected under California's homestead exemption. An independent, USPAP-compliant appraisal gives your case a number the trustee and the U.S. Bankruptcy Court for the Southern District of California can rely on.

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What's Included

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Approved Appraisals provides residential bankruptcy appraisals throughout San Diego County for homeowners, bankruptcy attorneys, and trustees. Every report includes a full interior and exterior inspection, current comparable sales analysis, and a written opinion of value prepared to USPAP standards — documentation built to withstand scrutiny if the valuation is questioned.

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Turnaround Time

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Standard delivery is 3–5 business days after inspection. Filing deadlines don't wait, so rush appointments are available when a hearing or filing date is close — let us know your timeline when you request a quote.

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Why Choose an Independent Appraisal

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With more than 20 years as a Certified Residential Appraiser working throughout San Diego County, every valuation is built to be impartial, well-supported, and defensible — whether it's used to negotiate with a trustee or submitted directly to the court.

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Frequently Asked Questions

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Does the bankruptcy trustee accept an independent appraisal?

Yes. A certified, USPAP-compliant appraisal is standard evidence of value in both Chapter 7 and Chapter 13 proceedings, and is generally preferred over an online estimate or a broker's opinion.

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How fast can I get an appraisal before my filing deadline?

Rush appointments can often be scheduled within a day or two, with the report delivered shortly after inspection. Mention your filing deadline when requesting a quote so we can prioritize accordingly.

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What happens if the trustee disputes the appraised value?

The report documents the methodology, comparables, and adjustments used to reach the value, and testimony or a written response to a trustee's objection can be provided if needed.

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What's the difference between Chapter 7 and Chapter 13 appraisals?

The appraisal itself doesn't change — both require a current, defensible fair market value. What differs is how that value is used: Chapter 7 determines what's exempt versus part of the liquidation estate, while Chapter 13 factors into the repayment plan calculation.

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Working Against a Filing Deadline?

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Send us the property address and your filing date — we'll confirm scope and provide a firm quote within 24 hours.

Call or Text: (858) 344-8322
Email: appraisals@homeappraisersandiego.com