Approved Appraisals
San Diego Residential Appraisals for Divorce, Bankruptcy, Trust & Date of Death, and Pre-Listing & FSBO
Certified Residential Appraiser · 20+ Years Experience · Trusted by Private Parties, Attorneys, CPAs & Fiduciaries
Bankruptcy Appraisals in San Diego County
If you're filing for bankruptcy — or represent a client who is — a professional real estate appraisal is often required to establish the property's fair market value. Chapter 7 and Chapter 13 filings both depend on an accurate valuation to determine available equity and what's protected under California's homestead exemption. An independent, USPAP-compliant appraisal gives your case a number the trustee and the U.S. Bankruptcy Court for the Southern District of California can rely on.
What's Included
Approved Appraisals provides residential bankruptcy appraisals throughout San Diego County for homeowners, bankruptcy attorneys, and trustees. Every report includes a full interior and exterior inspection, current comparable sales analysis, and a written opinion of value prepared to USPAP standards — documentation built to withstand scrutiny if the valuation is questioned.
Turnaround Time
Standard delivery is 3–5 business days after inspection. Filing deadlines don't wait, so rush appointments are available when a hearing or filing date is close — let us know your timeline when you request a quote.
Why Choose an Independent Appraisal
With more than 20 years as a Certified Residential Appraiser working throughout San Diego County, every valuation is built to be impartial, well-supported, and defensible — whether it's used to negotiate with a trustee or submitted directly to the court.
Frequently Asked Questions
Does the bankruptcy trustee accept an independent appraisal?
A certified, USPAP-compliant appraisal can support the real property value reported in a Chapter 7 or Chapter 13 case, but acceptance and evidentiary weight are determined by the trustee, court, and circumstances of the case. Your bankruptcy attorney can confirm any case-specific requirements.
How fast can I get an appraisal before my filing deadline?
Rush appointments can often be scheduled within a day or two, with the report delivered shortly after inspection. Mention your filing deadline when requesting a quote so we can prioritize accordingly.
What happens if the trustee disputes the appraised value?
The report documents the methodology, comparables, and adjustments used to reach the value, and testimony or a written response to a trustee's objection can be provided if needed.
What's the difference between Chapter 7 and Chapter 13 appraisals?
The valuation assignment may use the same appraisal methods, but the value can serve different purposes in each chapter. In Chapter 7, value may affect exemptions and whether nonexempt property is available to the estate; in Chapter 13, it may affect treatment of secured claims and whether the repayment plan satisfies applicable requirements. Your attorney should identify the required value date and legal purpose.
Working Against a Filing Deadline?
Send us the property address and your filing date — we'll confirm scope and provide a firm quote within 24 hours.
Call or Text: (858) 344-8322
Email: appraisals@homeappraisersandiego.com